Payment Methods

Effective Date: January 1, 2024

1. Overview

At Overgov, we are committed to providing a secure, reliable, and user-friendly payment experience for all customers shopping on our website.

This Payment Methods Policy explains the payment methods we accept, how transactions are processed, security protections, refund handling, and other important payment-related information.

By placing an order on https://overgov.com/, you agree to the terms outlined in this policy.

2. Accepted Payment Methods

Overgov currently accepts the following payment methods:

Supported Payment Options

American Express
Apple Pay
Diners Club
Discover
Google Pay
MasterCard
PayPal
Shop Pay
Venmo
Visa

Availability of certain payment methods may vary depending on your region, browser, device, or payment provider compatibility.

We reserve the right to update or modify accepted payment methods at any time without prior notice.

3. Credit & Debit Card Payments

We accept major credit and debit cards through secure third-party payment gateways.

Supported Cards

Visa
MasterCard
American Express
Discover
Diners Club

Security Features

SSL encrypted checkout
PCI-compliant payment processing
Fraud prevention monitoring
Secure third-party authorization systems

Overgov does not directly collect or store customers’ complete payment card information on our servers.

4. Digital Wallet Payments

For faster and more convenient checkout, Overgov supports several digital wallet payment methods.

Supported Wallets

Apple Pay
Google Pay
Shop Pay
PayPal
Venmo

Benefits

Fast checkout experience
Secure encrypted transactions
Mobile-friendly payment processing
Tokenized payment protection

Availability may depend on your device, operating system, browser, or geographic location.

5. Payment Processing

All payments are securely processed through trusted third-party payment providers.

Processing Details

Payment authorization is required before order processing begins
Orders will not be processed until payment is successfully completed
Transactions are encrypted using industry-standard security protocols
Customers will receive an order confirmation email after successful payment approval

If payment cannot be successfully processed, the order will not be confirmed.

6. Currency

All transactions on Overgov are processed in:

United States Dollars (USD)

If your payment account uses another currency:

Currency conversion rates may apply
Additional fees may be charged by your financial institution or payment provider

Overgov is not responsible for external banking or currency conversion fees.

7. Payment Confirmation

After successful payment authorization:

Customers will receive an order confirmation email
Orders will proceed according to our Shipping Policy
Payment confirmation may occasionally take additional time depending on the provider

If you do not receive a confirmation email, please check your spam or junk folder before contacting support.

8. Failed or Declined Transactions

Payments may fail or be declined for various reasons.

Common Reasons

Insufficient funds
Incorrect payment information
Fraud prevention measures
Bank or provider restrictions

Recommended Actions

Verify your payment details
Retry the transaction
Use another approved payment method
Contact your payment provider for assistance

Overgov is not responsible for declined transactions caused by external payment providers or financial institutions.

9. Payment Security

Protecting customer payment information is a priority at Overgov.

Security Measures Include

HTTPS secure encryption
SSL-protected checkout pages
PCI-compliant payment gateways
Fraud monitoring systems
Secure third-party payment processors

Sensitive financial data is processed directly by certified payment providers and is never fully stored on Overgov servers.

Customers are responsible for maintaining the security of their own payment accounts and login credentials.

10. Refunds

Refunds are handled according to our Return & Refund Policy.

Refund Information

Refunds are issued to the original payment method
Processing time may take up to 12 business days after approval
Additional delays may occur depending on the payment provider or banking institution
Overgov does not charge refund processing fees

11. Unauthorized Transactions

If you suspect unauthorized use of your payment method: